Ferrari is a company unaccustomed to second best. Awash with money, it will stop at nothing to achieve superiority. The trouble is, there's a very well bankrolled outfit just down the road called Lamborghini who have proven something of a meddlesome irritant to Ferrari. Their Gallardo comprehensively aced Ferrari's 360 but the senior suits at Maranello put on their best poker faces and observed the omertà. When it was finally unveiled, their F430 was quite some riposte. Some vehicles are stress-free buys second time round but Ferraris rarely fall into that category. Is a used F430 a viable proposition or merely a diverting way of setting banknotes aflame?

About the Ferrari F430

The Ferrari F430 is one of the most charismatic modern sports cars but it's not without its weak points. Buy one if you're prepared to have an eventful time. If you're looking for something a little less Italianate in character, the later Audi-fied Lamborghinis are one option or you could opt for the metronomic reliability of a Porsche 997 Turbo. None have the sense of occasion of the Ferrari. To many, that's the key buying criterion when spending this sort of money.

Representative finance example

If your borrow amount is £7,000 with a deposit of £1,000, a selected term of 48 months, at a representative APR of 17.9% (fixed) and an annual fixed interest rate of 17.9%, you would pay £171.83 per month. Total charge for credit would be £2,247.84 and total amount repayable is £8,247.84.

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